Are You Aware of These Social Security Changes Coming in 2025?

The Social Security Administration (SSA) annually changes the benefits of Social Security. The changes affect all retirees receiving them, especially those who depend on them to meet most of their monthly expenses.
In 2025, the SSA announced that there would be an increase of 2.5 percent for those receiving Social Security benefits and supplemental security income (SSI). The increase will begin in January.
After you earn more than the limit in 2025, Social Security will withhold $1 of your benefits for every $2 earned. This amount has not been lost but will be returned after you reach full retirement age.
Individuals who are blind can also earn more in 2025 than they did this year without a penalty. Their income limit has been raised from $2,590 per month in 2024 to a maximum of $2,700 in 2025.
If you are not already receiving Medicare benefits, remember that you must apply within a seven-month period, which includes three months before your 65th birthday, the month of your birthday, and the three months after it. If you are still working, you do not have to apply to receive Social Security benefits, but you have the option to do so. If you can wait for Social Security benefits until you are 70, you will receive a much higher check every month.